PhonePe
PhonePe is a one stop UPI-based app which can serve all your payment needs, in a safe and secure manner. Through PhonePe you can link your bank account(s) over UPI and make instant bank to bank transfers by just using a mobile number or unique payment identity.
You MUST register to get credit.

Make sure you open the app after installing.

If you uninstall mCent, you will NOT get credit